You need to activate your international travel insurance available with eligible credit cards before each trip in order to have a comprehensive level of cover.

You are only covered for treatment received and/or hospital accommodation during the 12 month period after the sickness first showed itself or the injury happened. All costs and expenses claimed must be reasonable. Where used, the term “unlimited” only means there is no capped dollar sum insured. Please read the Credit Card Insurances Product Disclosure Statement (PDF) or World Debit Mastercard insurances Product Disclosure Statement and Information Booklet (PDF) for more information. Terms, conditions, restrictions, exclusions (including for pre-existing medical conditions and persons aged 80 years or over), limits, sub-limits and excesses may apply to all insurances. Insurance is provided by Zurich Australian Insurance Limited, ABN 13 000 296 640, AFS Licence Number 232507 through its agent Cover-More Insurance Services Pty Ltd ABN 95 003 114 145, AFSL 241713 (Cover-More) for Commonwealth Bank of Australia (CBA). ^ Gold Awards cards are no longer available for sale from 23 March 2018. Remember to check the Travel Alerts page regularly to see if there are any global events that can affect you and your travel insurance policy If you have activated international travel insurance included in your World Debit MasterCard on or before 9 August 2022, please refer to the World Debit Mastercard insurances Product Disclosure Statement and Information Booklet – effective 29 September 2021. If you have activated international travel insurance included in your CommBank credit card on or before 1 June 2023, please refer to the Credit Card Insurances Product Disclosure Statement – effective 10 August 2022. If any excess applies, it’ll be included on your Certificate of Insurance.įor everything that’s covered including limits, sub-limits, conditions and exclusions, carefully read our Credit Card Insurances Product Disclosure Statement (PDF) or World Debit Mastercard insurances Product Disclosure Statement and Information Booklet (PDF). This table is a summary of the key benefits and their maximum benefit limits.

Latinum travel credit